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Specify for cars with foreign registration (EURON NUMBER). If you do not specify this parameter, the policy will not be issued (this is for sure). Do not try to cheat the system and buy a cheaper CTPV
- UBD, injured participants of the Revolution of Dignity, participants in the war
- Disabled people of group II
- Chernobyl victims of categories I and II
- Pensioners
Engine capacity up to 2500 cm³ or electric motor power up to 100 kW
Car owned by a beneficiary
Personal management or other beneficial owner
Not used for commerce
Disabled people of group I - the benefit is valid if the car is driven in their presence.
UBDs are no longer exempt from insurance, but are eligible for a discount.
Indicate if the car is used for commercial passenger transportation (taxi/minibus). If you buy a policy without this option - the policy will state that the insurance coverage does not apply to taxi/minibus and in the event of an accident the insurance company will be able to prove that the car is used in a Taxi - the insurance payment will be denied
And get a discount up to20%
Anything can happen on the road, sometimes the driver may not be at fault in a collision. In active traffic, it is enough to be distracted for just a few seconds and you can get into an unpleasant situation. If the driver's fault is recognized, and as a result of the accident someone else's car or person suffers, then compensation will have to be paid.
Such situations are especially common in large cities, where many cars drive every day. Lutsk is the regional center of the Volyn region, where many vehicles are concentrated, which increases the risk of collisions and accidents during rush hour.
First of all, it is worth noting that civil car insurance is a mandatory type of insurance. Ukrainian legislation stipulates that driving without a policy is prohibited. If a driver is stopped by a police officer, he will demand a mandatory list of documents, which includes a civil insurance policy.
However, a civil insurance policy is not only a state requirement, but also a profitable deal for the driver. If the insured is at fault in the accident, he will not have to pay compensation out of his own pocket, because the insurance company will compensate for the losses for him. To buy a civil insurance policy, you do not need to go to the insurance company's office at all, because you can order a civil insurance policy in Lutsk online at Parasol.ua.
An important point for payment of compensation is the fault of the insured. Under the MTPL, compensation is not received by the insured, but by a third party who was harmed.
Compensation can be directed to cover material damage, to treat the victim, or financial compensation can be allocated to relatives in the event of a person's death.
Prices for a civil motor vehicle in Lutsk are almost the same for all insurance companies, since the cost consists of a basic annual payment and coefficients. The tariffs for the annual payment are set by the MTIBU, and the coefficients are determined individually depending on the type of vehicle, engine capacity (or other main characteristic), the term of the policy, and the purpose of operation. For a taxi, the cost of MTPL is higher.
To individually calculate the cost of a civil motor vehicle, you need to use the MTPL calculator function in Lutsk. Also on Parasol.ua there is a rating of insurance companies with reviews, thanks to which you can choose a good insurer.
— Iryna, insurance expert Parasol.uaA car license plate is mandatory for all motorists, you can't go anywhere without it.
- We have collected more than 50 insurance options from leading companies
- We always have the best price offers in Ukraine
- The registration process is simple and secure, and the support service will solve any problems.
This is an electronic version of the traditional "paper" OSCPV policy. Such a policy has similar legal force, and in addition, it cannot be damaged or lost, which guarantees its preservation until the end of its validity period.
Yes, the MTPL policy applies to everyone who legally drives a vehicle.
From January 1, 2025, the complete exemption from paying the OSCPV for privileged categories of citizens is canceled. Now all vehicle owners are required to have a valid OSCPV policy. However, some categories of citizens will receive a 50% discount on the cost of the OSCPV policy. These categories include: - Participants in hostilities (UBD); - Victims of the Revolution of Dignity; - War participants; - Persons with disabilities of groups I and II; - Persons affected by the Chernobyl disaster, classified as category I or II; - Pensioners. It is important to consider the following conditions to receive a 50% discount: The vehicle must have an engine capacity of up to 2,500 cm³ inclusive or an electric motor power of up to 100 kW inclusive. The vehicle must belong to a person with privileges on the right of ownership. Only the beneficiary himself or a person who also belongs to the preferential category may drive the vehicle (with some exceptions for persons with disabilities of group I). The vehicle must not be used to provide commercial services (for example, to transport passengers or goods for a fee). The benefit is provided only for one vehicle registered to the beneficiary's owner. Therefore, from January 1, 2025, no one is completely exempt from the obligation to have a CTP policy, but the specified categories of citizens are entitled to a 50% discount if certain conditions are met.
In the event of an accident involving two vehicles insured by insurance companies that are participants in direct settlement, the accident victim can apply for compensation for damage not to the company where the At fault is insured, but to his insurer from whom he purchased the MTPL policy. This is really very convenient!
The insurance amount of coverage under the OSCPV policy is up to 260,000 UAH for damage caused to life and health, up to 130,000 UAH for damage caused to property, and up to 80,000 UAH for damage under the Europrotocol (without calling the police, without a traffic police certificate)
This is a fixed amount that is not paid by the insurance company that insured the driver's liability in the event of an insured event, but rather by the driver himself. The lower the deductible, the more expensive the policy.
The Cabinet of Ministers has enshrined in the traffic rules (clause 2.1) the right to confirm the presence of an insurance policy for the motor vehicle insurance company from the gadget screen or simply a printout. Resolution of the Cabinet of Ministers of March 27, 2019
According to the order No. 3631 dated August 31, 2017 of the National Commission for State Regulation in the Field of Financial Services Markets, the implementation of the electronic OSCPV policy was approved
The policy has its own unique number and is stored in a single database of the Motor (Transport) Insurance Bureau of Ukraine. You can check the car license plate or policy number on the website <a href="https://policy-web.mtsbu.ua/" target="_blank">MTSBU</a>
This document can now be issued online on the MTIBU website without a paper form
After payment, you will receive an electronic receipt to the specified e-mail address along with the policy. You can obtain the original document by contacting the relevant Payment System. Upon request, we can provide a copy of the payment receipt for the insurance payment to the insurance company's account.
The purchase of the contract is possible no earlier than tomorrow, or the date you need, and the search on the MTIBU website is possible for a date no later than today, therefore, if the data does not match, the contract is not displayed. We recommend checking by contract number
To purchase a policy you need:
According to the new rules, starting from 01/21/2019, the city of registration of a vehicle is determined by the place of registration of the vehicle owner, according to the owner's registration data in the technical passport.
Be careful, the letters I, O, Q are not used in the VIN number of the car, as they are similar in appearance to the numbers 1 and 0, as well as to each other. If you make a mistake and enter these characters, the policy will not be issued.
Sorry, but here you will not be able to apply for a policy for a period of less than 1 year.
This happens and it is normal. To correct the mistake made in the contract, you need to contact us in any convenient way and the manager will promptly fix the problem.
If the policy has already entered into force, you need to contact the insurance company whose policy was issued. If the policy has not yet started, we will help you cancel the policy and return the money.
For cars with foreign registration, you must tick the "Foreign registration" box on the calculator. If you do not specify this parameter at the very beginning, the policy will not be issued (that's for sure). Do not try to cheat the system and buy a cheaper CTPV.
Discounts on Avtotsivilka do not apply to cars registered outside of Ukraine.
No. Here you will not be able to take out a policy for a period of less than 1 year. But in general it is possible, we just do not deal with insurance for less than 1 year.
No. Sorry, but we do not insure taxis. The policy will state that insurance coverage does not apply to taxis. If you still buy a policy and in the event of an accident the insurance company can prove that the car is used in a taxi, the insurance payment will be denied.
Voluntary civil liability insurance contract. In other words - an increase in the limit on the CPL. You can purchase it together with the CPL policy and increase the limit of insurance coverage from 100 thousand UAH. to 1 million UAH. additionally. It is relatively inexpensive
Well, you must admit, there are many cars whose bumper costs more than 160 thousand UAH, which are covered by the OSCPV. And if the headlights and trunk lid ....., you will have to pay a lot out of your own pocket. In general, the risks are real and they exist. On the Parasol.ua website you can find out the cost of the DGO and make the only right decision :)
