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Insurance for traveling abroad

Compare prices, find out the conditions and buy a policy from 15 insurance companies

Choose if you plan to have an active vacation or engage in amateur sports during your trip.

Unlimited number of trips outside Ukraine during the year is covered. The total number of days spent abroad can be 90-180-365 days

Selected:10 days
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The tourist's age must not exceed 85 years.

Choose if you plan to work abroad, including physical labor

Choose if you plan to have an active vacation or engage in amateur sports during your trip.

Unlimited number of trips outside Ukraine during the year is covered. The total number of days spent abroad can be 90-180-365 days

Selected:10 days

Choose if you plan to work abroad, including physical labor

How it works

  • 1

    Specify insurance parameters and calculate the cost

  • 2

    Compare prices and choose insurance

  • 3

    Apply for and pay for your policy online

Electronic policy by email in 5 minutes

We guarantee

  • Everything is strictly legal, fraud is excluded
  • The policy will be accepted at embassies and consulates
  • The policy will meet all the declared parameters.
  • The policy is automatically included in the insurance database.
  • Assistance service will solve all problems abroad
  • We will refund 100% of the funds if you change your mind before the policy starts.
  • 15 people chose the policy today
  • 36 people purchased a policy today
  • 44 OSCPV offers on the website
Photo
Getting sick is expensive, and getting sick abroad is many times more expensive!
  1. Travel insurance will cover medical expenses abroad
  2. The policy is inexpensive compared to the possible costs without it.
  3. They don't skimp on this, buy a policy and your trip will be safe and secure.
— Iryna, insurance expert Parasol.ua

Questions and answers

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Is medical insurance needed to travel outside Ukraine?

The presence of such insurance for the entire period of stay is a mandatory condition for Ukrainian citizens to stay in the territory of any foreign state.

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What does the price of insurance depend on?

The cost of insurance is formed taking into account several factors:

  • duration of the trip
  • age of the insured
  • territory of insurance
  • list of insured events
  • availability of deductible
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What is a franchise?

The amount that you will have to pay yourself in the event of an insured event. The deductible is very rarely used, but sometimes insurance companies may set it, as a standard it is about 50-100 USD.

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What does travel insurance cover?

Standard insurance policy covers medical expenses and accidents, but it all depends on the chosen insurance program and insurance company. Additionally, you can insure - transportation costs, loss of luggage, flight delay, etc.

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What is multiple insurance?

If you travel several times a year, it is advisable to purchase multiple insurance. That is, the policy can be issued for 180 or 365 days, but the limit of stay in the country will be indicated as 30, 60 or 90 days, which will significantly save you money.

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What is the first thing to do in the event of an insured event?

The first thing you should do is call the number indicated in the policy and tell us what happened. The main thing is to coordinate your actions with the assistance.

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Is it possible to take out insurance while abroad?

The insurance policy begins to work only after crossing the border of Ukraine, therefore, you cannot buy a policy while already abroad.

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What to do if your insurance has expired and you are still abroad?

In this case, we advise you to contact the insurance company from which you already had a policy, with a request to extend it for one reason or another.

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Do I need to indicate an additional 15 days when traveling to Schengen countries?

No, you don't need to specifically specify this deadline, just specify the exact deadline, and we will add the 15-day period automatically.

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What is the minimum period for which you can take out health insurance?

The policy can be issued for the number of days you need, from 2 to 365. The cost of the contract also depends on this.

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How long does it take to get travel insurance?

It all depends on the type of policy, if you buy an electronic policy, then the registration and receipt of insurance will take about 5 minutes, and if it is paper, then you will be able to receive your contract within 24 hours.

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How many people can be insured in one policy?

Up to 5 people in one policy. The total cost for issuing offers from different insurance companies is calculated immediately for all tourists indicated on the calculator (not for one)

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Do I need insurance for visa-free travel?

It is necessary, border guards may request medical insurance for the duration of the trip, and more importantly, the cost of treatment in EU countries is high, so it will not be superfluous to buy insurance in advance.

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Do I need to print out the e-policy?

If you have already received your policy by e-mail, you just need to save it on your phone, as this insurance is the original. But you can also print such a policy on any printer, in case you cannot show it to the border guards on an electronic medium.

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What to do if they want to check the validity of the policy at the border?

First of all, don't worry. We guarantee that all contracts drawn up on our website are valid.

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How to find out if a specific company is accredited in the Schengen zone countries?

Most of the companies presented on our website have such accreditation, but for an accurate check, before purchasing a policy, you need to go to the following link, where the entire list of such insurance companies is presented.

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What is assistance?

A service company whose task is to provide you with a full range of medical, ancillary medical and other services, as well as comprehensive assistance and organizational support in the country of residence, in the event of an insured event.

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Which insurance program is better to choose: Cheaper or more expensive?

The cost of insurance depends on the insurance program you choose. Insurance packages differ in their contents, which means that there is no expensive or cheap insurance, bad or good, there are simply different insurance risks, and whichever one you choose, that is how much your policy will cost.

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Why the "active recreation" option?

This option involves your use, during the trip, of mechanical and other means of transportation on land, water, in the air - transportation on animals, bicycles, scooters, motorcycles and ATVs, rafting on boats or rafts and other similar sports.

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What is the difference between professional sports and extreme sports?

If we are talking about Extreme functions, then this is participation in competitions at the amateur level, and if sport is the main activity, then you need to choose professional sports.

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Can I insure a child?

Yes, you can purchase a policy for a child, you just need the passport of one of the parents to apply for it.

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My child doesn't have a passport, how do I get one?

In this case, please provide the passport details of one of the parents in whose document the child is registered.

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Is insurance suitable for obtaining a visa?

Most visa centers require a paper version of the policy with a wet seal, for such cases we have an insurance option on the website, just make sure you apply for a "paper policy"

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Is insurance suitable for working abroad?

Yes, of course, you can safely take out such insurance, the only thing is to make sure that you have indicated the insurance period you need.

Medical insurance abroad

Any trips abroad are roads, climate change and time zones. All this can cause unplanned expenses for medications, treatment and other assistance. Therefore, if you need to order travel insurance online, it is important to calculate an option that would take into account all the nuances of travel.

It should be noted that insurance for traveling abroad is needed not only by those who are going on a trip abroad. The Carpathian Mountains, forests, the sea, historical Kharkiv or Zaporizhia, when traveling around Ukraine, you should also not forget about safety and comfort. Therefore, such a contract is also needed by those vacationing in Ukraine.

Choosing the best option is both a wide range of services and an attractive price for travel insurance for tourists. If you are traveling outside the country, medical insurance and civil insurance will be a prerequisite. The law does not limit citizens' choice of insurance agency, and tour operators cannot require concluding an agreement only with their partner companies. Therefore, the quality of your vacation depends on your choice. It is better to think in advance about what type and scheme of insurance to choose.

If you have already purchased a medical insurance policy that covers the cost of regular medical procedures, medications, and services, it is worth taking out insurance against accidents and other unforeseen situations.

Features of travel insurance

When traveling abroad, the first thing to consider is:

  • What types of insurance are mandatory in the country you are visiting;
  • What additional services may be required during your trip.

Insurance can also provide, in addition to reimbursement of regular medical payments, other guarantees:

  • Paid medical assistance in emergency situations and in case of exacerbations of diseases;
  • Loss of working capacity;
  • Loss of money, documents or belongings;
  • Objectively justified cancellation of previously purchased tickets;
  • Non-fulfillment of the stipulated obligations of the client or travel agent.

Types of insurance contracts

The law prescribes the following types of insurance contracts for citizens of Ukraine:

  • Life and health insurance;
  • Personal property;
  • Civil liability insurance;
  • Accident insurance.

The contract may also stipulate additional insurance conditions. Insurance can compensate for the cost not only in case of loss of transported items, their damage, but also include items purchased on a tour, souvenirs, etc.

When choosing a route for a foreign tour, it is worth separating the terms of the insurance contract:

  • For Schengen countries;
  • For European countries outside the Schengen zone;
  • For the USA;
  • Countries of Asia, the East, exotic places.

In addition to the requirements mandatory for a travel policy, the special conditions of each country should be taken into account, such as:

  • Climate features;
  • Cultural features, for example, national cuisine, religious rites and national traditions;
  • Crime level;
  • The state of medicine in the country, the availability of medical services and facilities, their capabilities in the selected region.

Why take out insurance for traveling abroad?

If you purposefully go abroad for planned treatment, the insurance agency will not reimburse you for the expenses incurred and will only provide treatment for exacerbations or pain. Medical insurance for a Schengen visa provides compensation of at least 30,000 euros, extended - up to 80 thousand, without a deductible - even higher.

Countries that are not part of Schengen - Romania, Bulgaria, Great Britain, Ireland, Cyprus. Switzerland, Norway, Iceland, on the contrary, are not part of the EU, but Schengen is in force in them.

It is necessary to take into account all the legal and administrative features of the documents being issued, the duration of stay in the country, the type of activity that you intend to carry out.

Types of tours

In addition to regular tours, the following are also popular:

  • Business tour;
  • Shopping tour;
  • Student trip;
  • Work trip.

When choosing each of them, you need to carefully consider what risks you are likely to encounter and include them in the insurance list. It is important to correctly determine the type of policy, taking into account the regularity and duration of trips abroad per year.

A good solution would be to purchase a one-time policy for a specific period. For the simplest tour, you can inexpensively purchase a special "Economy" insurance program. The cost of "Standard" is not much higher, but also includes other risks, such as "Accident", "Baggage Insurance", "Technical Assistance", "Civil Liability Policy".

The tour insurance calculator on Parasol.ua will help you calculate the best option, it takes into account:

  • Country or region;
  • Type of trip;
  • Terms of validity of your contract;
  • Age of the tourist;
  • Purpose of the trip.

You can quickly apply for an insurance policy online without getting up from your couch. Parasol.ua delivers throughout Ukraine, so there is no need to go to Kiev. The company's employees will help you choose the type of contract and the necessary options and additions.