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Medical insurance in Chernihiv

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Specify for cars with foreign registration (EURON NUMBER). If you do not specify this parameter, the policy will not be issued (this is for sure). Do not try to cheat the system and buy a cheaper CTPV

A benefit (50% discount) on OSCPV from January 1, 2025 is provided to:

- UBD, injured participants of the Revolution of Dignity, participants in the war


- Disabled people of group II


- Chernobyl victims of categories I and II


- Pensioners


Conditions:

Engine capacity up to 2500 cm³ or electric motor power up to 100 kW

Car owned by a beneficiary

Personal management or other beneficial owner

Not used for commerce

Disabled people of group I - the benefit is valid if the car is driven in their presence.

UBDs are no longer exempt from insurance, but are eligible for a discount.

Indicate if the car is used for commercial passenger transportation (taxi/minibus). If you buy a policy without this option - the policy will state that the insurance coverage does not apply to taxi/minibus and in the event of an accident the insurance company will be able to prove that the car is used in a Taxi - the insurance payment will be denied

And get a discount up to20%

Home > Autocivil > Other > Medical insurance in Chernihiv

Electronic auto-civilization
from 112 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 125 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 177 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 112 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 99 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 150 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 250 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 245 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 90 грн.
Policy by email in 5 minutes
Electronic auto-civilization
from 99 грн.
Policy by email in 5 minutes
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Questions and answers about OSCPV

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What is an E-policy of OSCPV?

This is an electronic version of the traditional "paper" OSCPV policy. Such a policy has similar legal force, and in addition, it cannot be damaged or lost, which guarantees its preservation until the end of its validity period.

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Several family members are driving, does the insurance cover them?

Yes, the MTPL policy applies to everyone who legally drives a vehicle.

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Who is exempt and who is given a 50% discount?

From January 1, 2025, the complete exemption from paying the OSCPV for privileged categories of citizens is canceled. Now all vehicle owners are required to have a valid OSCPV policy. However, some categories of citizens will receive a 50% discount on the cost of the OSCPV policy. These categories include: - Participants in hostilities (UBD); - Victims of the Revolution of Dignity; - War participants; - Persons with disabilities of groups I and II; - Persons affected by the Chernobyl disaster, classified as category I or II; - Pensioners. It is important to consider the following conditions to receive a 50% discount: The vehicle must have an engine capacity of up to 2,500 cm³ inclusive or an electric motor power of up to 100 kW inclusive. The vehicle must belong to a person with privileges on the right of ownership. Only the beneficiary himself or a person who also belongs to the preferential category may drive the vehicle (with some exceptions for persons with disabilities of group I). The vehicle must not be used to provide commercial services (for example, to transport passengers or goods for a fee). The benefit is provided only for one vehicle registered to the beneficiary's owner. Therefore, from January 1, 2025, no one is completely exempt from the obligation to have a CTP policy, but the specified categories of citizens are entitled to a 50% discount if certain conditions are met.

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What is direct settlement?

In the event of an accident involving two vehicles insured by insurance companies that are participants in direct settlement, the accident victim can apply for compensation for damage not to the company where the At fault is insured, but to his insurer from whom he purchased the MTPL policy. This is really very convenient!

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What is the amount of the insurance?

The insurance amount of coverage under the OSCPV policy is up to 260,000 UAH for damage caused to life and health, up to 130,000 UAH for damage caused to property, and up to 80,000 UAH for damage under the Europrotocol (without calling the police, without a traffic police certificate)

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What is a franchise?

This is a fixed amount that is not paid by the insurance company that insured the driver's liability in the event of an insured event, but rather by the driver himself. The lower the deductible, the more expensive the policy.

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How to present an insurance policy to the police?

The Cabinet of Ministers has enshrined in the traffic rules (clause 2.1) the right to confirm the presence of an insurance policy for the motor vehicle insurance company from the gadget screen or simply a printout. Resolution of the Cabinet of Ministers of March 27, 2019

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What document is used to approve the E-policy?

According to the order No. 3631 dated August 31, 2017 of the National Commission for State Regulation in the Field of Financial Services Markets, the implementation of the electronic OSCPV policy was approved

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Validity check in the MTIBU database

The policy has its own unique number and is stored in a single database of the Motor (Transport) Insurance Bureau of Ukraine. You can check the car license plate or policy number on the website <a href="https://policy-web.mtsbu.ua/" target="_blank">MTSBU</a>

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Registration of the Europrotocol for E-Civil Liability Insurance

This document can now be issued online on the MTIBU website without a paper form

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Why is the OSCPV contract purchased today not reflected in the MTIBU by state number?

After payment, you will receive an electronic receipt to the specified e-mail address along with the policy. You can obtain the original document by contacting the relevant Payment System. Upon request, we can provide a copy of the payment receipt for the insurance payment to the insurance company's account.

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Why is the OSCPV contract purchased today not reflected in the MTIBU by state number?

The purchase of the contract is possible no earlier than tomorrow, or the date you need, and the search on the MTIBU website is possible for a date no later than today, therefore, if the data does not match, the contract is not displayed. We recommend checking by contract number

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Documents required for registration of a Civil ID

To purchase a policy you need:

  • Vehicle registration certificate
  • Passport/driver's license or document confirming the right to benefits
  • TIN code
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How to determine the place of registration of a car?

According to the new rules, starting from 01/21/2019, the city of registration of a vehicle is determined by the place of registration of the vehicle owner, according to the owner's registration data in the technical passport.

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Does the VIN code not pass?

Be careful, the letters I, O, Q are not used in the VIN number of the car, as they are similar in appearance to the numbers 1 and 0, as well as to each other. If you make a mistake and enter these characters, the policy will not be issued.

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Short-term OSAGO

Sorry, but here you will not be able to apply for a policy for a period of less than 1 year.

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How to correct an error in the policy?

This happens and it is normal. To correct the mistake made in the contract, you need to contact us in any convenient way and the manager will promptly fix the problem.

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How to terminate an insurance contract?

If the policy has already entered into force, you need to contact the insurance company whose policy was issued. If the policy has not yet started, we will help you cancel the policy and return the money.

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OSCPV for Euronumber

For cars with foreign registration, you must tick the "Foreign registration" box on the calculator. If you do not specify this parameter at the very beginning, the policy will not be issued (that's for sure). Do not try to cheat the system and buy a cheaper CTPV.

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Is it possible to buy a policy for a car with foreign registration using a preferential document?

Discounts on Avtotsivilka do not apply to cars registered outside of Ukraine.

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Is it possible to insure a car with a foreign registration for a short period of time?

No. Here you will not be able to take out a policy for a period of less than 1 year. But in general it is possible, we just do not deal with insurance for less than 1 year.

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Can I insure a Taxi?

No. Sorry, but we do not insure taxis. The policy will state that insurance coverage does not apply to taxis. If you still buy a policy and in the event of an accident the insurance company can prove that the car is used in a taxi, the insurance payment will be denied.

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What is a DCV policy?

Voluntary civil liability insurance contract. In other words - an increase in the limit on the CPL. You can purchase it together with the CPL policy and increase the limit of insurance coverage from 100 thousand UAH. to 1 million UAH. additionally. It is relatively inexpensive

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Why do I need to buy additional DCV?

Well, you must admit, there are many cars whose bumper costs more than 160 thousand UAH, which are covered by the OSCPV. And if the headlights and trunk lid ....., you will have to pay a lot out of your own pocket. In general, the risks are real and they exist. On the Parasol.ua website you can find out the cost of the DGO and make the only right decision :)