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From now on, car owners will be able to improve their driving skills and at the same time reduce the cost of car insurance, since with the CASCO Smart policy you can get a discount of 5 to 30% during the first year of insurance.
Since October 9, 2017, the innovative CASCO Smart product from «AXA Insurance» has become available to residents of Kyiv, Dnipro, Kharkiv, Lviv, Poltava, Kremenchuk, Zaporizhia and Odessa. The product's feature is the use of a telematics device that analyzes and evaluates the driver's driving style. CASCO Smart is designed to reduce the likelihood of accidents on the roads.
When concluding a CASCO Smart contract, the car owner immediately receives a 5% discount, and the total discount for the year can be up to 30% of the total payment. With each subsequent year, the discount can increase up to 60% discount for the 4th year of insurance.
To activate all the features of CASCO Smart, a telematics device is installed on the car, which is provided to the client free of charge. The driver downloads a mobile application, thanks to which he can track his own driving style, receive recommendations for its improvement and earn points. The points received are converted into a discount, which is provided when paying the 4th part of the payment.
«This product has two clear advantages: firstly, the driver can get a significant discount for his driving skills, and secondly - listen to the recommendations and increase the level of safety, both for himself and passengers, and for other road users, - says Maksym Mezhebitsky, vice president of SK «AXA Insurance». – In other words, the safer you drive, the more opportunities you have to get the maximum discount and influence road safety».
Cars manufactured between 2008 and 2017 and worth more than UAH 200,000 are accepted for insurance. The insurance contract is concluded with the insurance payment in installments into four equal parts, which are paid at intervals of 3 months. Depending on the number of points collected, the discount is determined, which is provided to the Insured upon payment of the 4th part of the insurance payment. This discount can reach 100%, which means exemption from paying the 4th part of the payment.
Source: Press center of the insurance company "AXA Insurance"