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Is it possible to drive abroad without insurance?

Is it possible to drive abroad without insurance?
author
Author:
Eva Antonova

10.07.2019

3163

Since 2017, travel for Ukrainians has become much more comfortable. With a visa-free regime, you can plan a route and go to Europe in a matter of days. And those who have their own car can, without even waiting for favorable ticket prices, just pack your things and go. But only someone who has already taken care of all the details at least once can spontaneously go abroad. Picked up the right insurance, studied the rules, prepared the car. Is it possible to bypass the registration of various insurances and will they let you into another country without them? We will tell you about each:

Is it possible to go abroad without travel insurance

Travel insurance is designed for each traveler: both the driver and passengers. You can choose group insurance, for everyone at once, to save money. Depending on the type of travel insurance, it covers:

  • Expenses for emergency medical care, treatment, necessary medications and procedures.
  • Compensates for losses due to flight cancellation/delay, loss of luggage or documents.
  • There are also options such as: free lawyer in case of legal problems. Interpreter services, arrival of a relative to the country to the tourist who has an insured event.

Will they let you into the country without this insurance? If you are going to a country where you need to apply for a visa - no. To obtain a visa, a mandatory package of documents is submitted, which includes travel insurance. But if you are traveling to countries with which Ukraine has a visa-free regime - no one asks about insurance. This item remains the responsibility of the tourist himself. So, you can travel abroad without travel insurance, the only question is whether the tourist is willing to take the risk.

Is it possible to travel to another country without CASCO

CASCO is issued within the country, but it is possible to extend its validity for the duration of the trip abroad. This service is issued for approximately 1 month. Why is it needed? CASCO abroad covers:

  • Damage caused to your car in an accident or during a natural disaster. If someone intentionally damaged the car, a tree fell on it, a wall collapsed, or the car burned down.
  • Theft of a car or its parts.
  • There are also services: an interpreter during an accident, professional advice in the event of an accident, and evacuation of a faulty car.

 

But be careful, this insurance does not cover:

  • Damage caused you to a third party: another car, passengers and pedestrians.
  • Damage caused to the health of the driver and passengers of the insured car.
  • Damage caused to things that were in the car. So, if the car is stolen - you will not be compensated for valuables in it. Also, things burned during a fire will not be compensated.

How to protect yourself from such cases? Travel insurance will help to insure your health and valuables, and a Green Card will compensate for damage to a third party.

Will they let you into another country without CASCO? Yes, but then your car will remain uninsured and in the event of an accident you will have to pay for everything yourself.

Can you leave the country without a Green Card

A Green Card is needed to insure your liability. In the event of an accident caused by the traveler - the Green Card will cover the damages to the persons injured in this event.

It covers two categories at once: damage to the vehicle, as well as the health of the driver and passengers.

Can you travel to another country by car without a Green Card? No, it is mandatory to apply for one, otherwise you will not be allowed to enter at the border. This insurance is required in any country, regardless of whether you are traveling with a visa or a biometric passport. Since it is no longer just about the tourist, but about his responsibility to others.

What is needed for a safe car trip

If you want to protect yourself from possible problems during your trip, it is better to take out all three types of insurance, and not just the mandatory Green Card. With two additional insurances, you will be calm about the safety of your car and valuables. And most importantly - for your health.

Don't be scared by the fact that there is not one insurance, but three. This fact will not complicate your trip if you often leave the country. You can purchase a Green Card and travel insurance for 1 year at once and close this issue for a long time. And expand the scope of CASCO for a month - the task is simple, it can be solved while you are packing.

What else should be in the car to get ready and go abroad?

 

  • A first aid kit with a full set. It should contain not only pills, but also elastic / ordinary bandages, plaster, tourniquets and all items for providing first aid in a road accident.
  • Full equipment: spare tire, a set of tools for car repair, fire extinguisher, towing rope.
  • GPS navigator or detailed maps with roads of the country / countries where you are going to travel.

All this is needed not only for convenience. In another country, you may be fined if something from this list is not found in the car. Also, difficulties may arise with insurance payments after an accident if it turns out that the car was not prepared and there was no, for example, a fire extinguisher in it.

Yes, it is real to take and drive at any time in an unprepared and uninsured car — if you just bought a Green Card on the same day and went on a trip, by the way you can find out the price of a Green Card by clicking on the link. But then the driver may encounter such difficulties as: fines, huge costs for car repairs or medical services. All this can be avoided if you spend time once to arrange all insurance and equip the car with everything you need. Then a spontaneous trip abroad by car will become not only possible, but also safe.

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