Discount up to -16% on car insurance! Catch this great offer until 15.10.2025. 👉 Buy online quickly and without overpayments.
ATTENTION! At 00:00 the MTIBU database will be updated. Please start concluding the contract after 00:00
On the Internet, you can not only sign up for a queue or place an order, but also buy the original document. For example, a driver's liability insurance policy. It can be sent by courier, by mail, or sent electronically. Is it safe to buy insurance online and which option to choose? Let's start with the answers to the questions:
Motor vehicle insurance policy — insures not the owner's car, but his liability. What does this mean? If the vehicle causes an accident in which other cars or people are injured - the insurance company compensates them for the damage caused. In simpler terms: the driver pays a small contribution every year, and in return the company will cover all the costs of repairs and treatment if the driver causes harm to someone in an accident. This helps to avoid situations where a person has damaged someone else's car, and he has nothing to pay for the repairs. Then the courts are delayed for several months, at least, and the faulty car is waiting for repairs all this time.
This type of insurance - is mandatory, according to the law it is forbidden to go on the road without it. As already mentioned, the policy protects liability, not the car. If an accident occurs due to the driver's fault - the company will cover the costs of repairing the injured party's car. And the client's car repair remains his responsibility. To insure your vehicle for such cases, you need to take out other insurance - CASCO.
The ability to receive insurance immediately after payment. You can choose the type of insurance you need, pay for it and receive it by mail in 15-20 minutes.
If you bought a paper policy — it will be delivered within 1-2 days by courier directly to your home. Sending by mail takes from 1 to 3 days, but you can pick it up at a convenient time. In any case, you don't need to go far from home, look for the company's office, or talk to insurance representatives.
By purchasing an electronic document, you save money. You don't need to print it or bring it, which means it's easier and cheaper for the company to issue such a document. That's why the price is favorable.
Another plus of the electronic version: it won't get damaged. You can immediately store one copy on your computer / smartphone / tablet / flash drive. Whereas a paper document can get damaged and you need to spend time and effort to restore it.
And lastly, the ability to choose calmly. You went to the company's website, didn't like the price or conditions: closed the tab, and continue your search elsewhere. You can immediately compare the prices of several insurance companies, calmly make a decision, without an insurance representative who will actively sell their services.
The possibility of falling for scammers. But this can be avoided if you check the company's license on the MTIBU website. When buying a paper policy, there is a greater chance of falling victim to scammers on the Internet, so it is better to immediately buy an electronic version and check it in the MTIBU database.
The disadvantage of an electronic document is that some law enforcement officials consider it invalid. Police officers demand to print the policy or try to fine you for not having a paper original. But the main thing here is to prove your point of view, because since the beginning of 2018, the electronic policy has been officially recognized as a full-fledged document and whether to print it or not — personal choice of the driver.
Don't forget to renew your insurance on time. It is best to do this a few days before the old document expires. Also, after compensation for damage in the event of an accident, if the coverage limit has been exhausted, you need to re-issue the MTPL insurance.
Over 95% of TAS SG clients are ready to recommend it to their friends and acquaintances
Who needs travel insurance and why?
