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Insurance for a trip to China

Insurance for a trip to China
author
Author:
Eva Antonova

16.12.2019

1998

China is such a distant and unknown country. But, thanks to the visa-free regime with the European Union, getting to this country has become much easier. Why is that? There is an opportunity, without applying for unnecessary documents, to make a transfer. Fly to China from any EU country where cheap air tickets are sold. So, if earlier Ukrainians chose tourist packages to this country, now you can safely plan a trip on your own.

Have you already visited many European countries, and now you are planning to explore Asia? Then it's time to prepare and study all the nuances before buying tickets. Including how to buy the right travel policy. We answer a number of popular questions about insurance:

Do I need insurance for China?

Ukrainians need a tourist visa to travel to China. And to obtain this entry permit, you need to prepare a package of documents, including a medical policy. So yes, this document is mandatory for the trip.

Even if insurance were not a mandatory condition, it would make sense to issue a document, since a vacation in Asian countries is a whole range of possible risks. Many new, unusual dishes and products, a different climate, exotic plants. You never know how your body will behave on such a trip.

Also, it is worth considering what kind of vacation you are planning. Few people want to do only city tourism in China. Mountain climbing, sea vacation, extreme entertainment, this is what tourists are usually interested in. In order to have a good rest and not worry about your health, it is simply necessary to get insurance.

How to choose insurance for your trip?

Each case is unique, and since this is not universal insurance, as is the case with European Union countries, you need to choose it in detail according to your parameters of the upcoming trip. What criteria should you use to choose a policy:

Duration of the trip. When choosing a policy for Europe, it is always cheaper to buy it for 1 year at once. Since there is a high probability that during this year you will visit one of the countries that are part of the European Union. But what is the probability that you will fly to China twice a year?

The optimal option is to take out insurance for the number of days that you are going to spend in the country. And instead of the validity period, pay for quality by adding useful services from the extended insurance program.

Purpose of the trip. Are you going just to visit a few cities? Then a regular medical, cheapest policy will do.

If you are going to hike mountain peaks, explore the local nature, swim in the sea, and ride a scooter, it is better to choose extended insurance. Be sure to indicate if you are going to engage in active sports.

Those who are going for a long period should consider that for work for hire, a different type of policy is also needed, a tourist one simply will not work. If you are going to earn money while traveling, it is better to include this option in the insurance document.

Necessary services. As we have already said, a short-term visa is inexpensive, and it is better to pay extra for extended options if you need them. For example, for lost luggage, delay or cancellation of a flight. For long flights, all this can be useful, because a trip to China will cost much more than, for example, to Germany. And you do not want to lose tickets because the flight was delayed, and accordingly you are late for a transfer.

Individual characteristics. If you have chronic diseases, body characteristics, intolerance to certain drugs or other difficulties, you need to immediately indicate this when applying for a policy. So that it is more comfortable for you and there are no problems with payments later.

It is best to choose the necessary type of document on the Internet. You can read information about all additional options, compare companies and reviews about them. Also, compare the price-quality ratio to choose from all the offers the one that suits you.

Insurance to China: how much does it cost?

As for the cost, everything is simple: go to the search engine site, where all insurance companies are collected in one convenient list. Fill out the form with all the information: travel dates, age, type of trip, and so on. From the received list, you already choose the company to contact. You can choose both by price (based on customer reviews) and by cost or options.

An electronic document is usually cheaper than a paper one, and you can issue it in a maximum of 15 minutes. From the information received, we can name the approximate cost of insurance to China:

  • A document for 2 weeks, from companies with a good rating, will cost from 300 to 1500 hryvnias.
  • A document for 1 month, for those who are going to engage in active sports, will cost from 550 to 6000 thousand hryvnias. Choosing among companies with good reviews and an extended package of services, you can fully invest in 1000 hryvnias.
  • Insurance to China for 1 year at once, which is suitable for work for hire, costs from 750 to 4700 hryvnias, depending on the chosen company.

Of course, it all depends on the parameters, the amount of insurance and the client's health. So it is better to go to the insurance service and calculate the cost yourself. Having resolved this issue, you can start looking for cheap tickets and plan your trip.

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