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Insurance in Thailand differs from the same policies in the countries of the European Union. Not everyone goes to this tropical country on their own - many buy tourist packages. Such packages already include flights, accommodation, transportation, sometimes meals, and travel insurance. Well, those who do not like to rest on tourist packages and want to see more buy an insurance policy themselves.
Independent travel has many advantages: you do not need to live in one place, you can travel the whole country if you want; you can stay in warm countries not for two or three weeks, but for the whole winter, look for cheap tickets to Thailand with transfers in Europe or the United Arab Emirates.
If you decide to plan such an exciting adventure on your own, then insurance in Thailand is simply necessary for you. We tell you how to best arrange it, and what nuances need to be taken into account.
In Thailand, there are completely different products, eating habits, and dishes. There are many unusual spices and tropical fruits. Yes, the cuisine is unfamiliar, but interesting, and you will undoubtedly want to try not only fruits, but also dishes made from dozens of different ingredients. How do you know if you are allergic to any of the ingredients until you "get" into it? There should always be good insurance for such cases.
Also, no one will protect you from the possibility of poisoning. In a hot climate, where the main part of the diet is seafood, this is quite real. Even if everything was prepared fresh and just from the ocean.
In Thailand, there are good conditions for lying on the beach all day, sunbathing, and doing nothing. But for such a vacation, you don't have to go so far. You can also lie on the beach in Egypt or Turkey, where this pleasure will cost several times cheaper.
First of all, people go to this country for active recreation on the ocean coast. The most popular sport is surfing. You will need good insurance for it, because there is a high probability of getting injured or hit during the first lessons.
Yoga, fitness, swimming, boating, diving and many other water sports are also popular in Thailand.
The traffic on the streets, even along the coast, is simply crazy. Everyone does not drive cars, but mainly scooters and motorcycles of all kinds, small tuk-tuks - cars without doors, which look more like a motorcycle with a roof and a back seat. Buses whizz by between them, which are also not distinguished by their slow and careful driving.
Most likely, you will have to learn to ride a scooter if you have come for a long time - after all, renting such transport is the most convenient option. In an unfamiliar environment, a small accident or collision can happen to anyone, so it is better to be insured.
To get to this country, you need to make at least one transfer, and sometimes more. Moreover, each flight will last not 1-2 hours, but from 4 to 7 hours. The flight may be delayed or canceled at any time, which will prevent you from making a connection. Also, your luggage may get lost between all these flights. In such cases, you do not need the simplest, cheapest medical insurance. But one that has an extended range of services.
The first thing you need to do is go to the page for calculating and searching for favorable offers from different insurance companies. This will save you time, as there will be offers from several companies in one place at once. This way it is easy to compare prices, study reviews, and see the differences. For example, different companies offer insurance for the same price, but one includes only basic services, and the other includes useful additional options. This way you can easily compare and notice all these nuances, because when traveling to tropical countries, it is not so much the price of the policy that is important, but its reliability.
Choose an extended package of services. It should include: insurance against flight delay or cancellation, loss of luggage or documents. Also, you should be insured against injuries while doing active sports. Please note that if you are going for the whole winter, then the insurance for 1 year must include at least 90 days of stay abroad (because there are even less).
Keep in mind that if you are going to travel to several countries in Asia, then this must also be indicated in the insurance so that it is valid everywhere. It will not be superfluous to insure yourself in the Schengen zone if you have a transfer in Europe. After all, travelers often find cheap tickets to Thailand from Poland, Norway or Germany, and, sometimes, are forced to stop there for a day or two.
Remember that good and correct insurance will help preserve not only your health, but also positive impressions of the trip.
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