Discount up to -16% on car insurance! Catch this great offer until 15.10.2025. 👉 Buy online quickly and without overpayments.

ATTENTION! At 00:00 the MTIBU database will be updated. Please start concluding the contract after 00:00

< Return to list

Can I buy a travel policy while abroad?

Can I buy a travel policy while abroad?
author
Author:
Eva Antonova

26.07.2019

2430

One of the important documents that should be issued before traveling is travel insurance. At a minimum, to insure yourself in case of injuries and other health problems. After all, treatment abroad is not cheap and there is a risk of overpaying dozens of times if you do not have insurance. We will tell you why you may need insurance already on the road, how to quickly choose and buy it in another country:

Why you may need insurance already on the road

The most banal option is that the traveler forgot to buy a travel policy. Sometimes you are so worried before the trip that you forget something important. But the main thing is that it is not a passport, because insurance can simply be purchased at the airport or in another country.

The second option is that its validity period expired during the trip, and the tourist saw this already on the road. Then you need to re-issue the document. This can happen if you buy a policy for a whole year: it is easy to forget the expiration date.

The traveler decided to extend the trip and return later than planned. For example, he bought a house for two weeks, took out insurance for these 14 days, and then decided to stay for a week and visit another city. In this case, you need to buy travel insurance for these remaining days.

During the trip, it was necessary to change the type of policy. Why can this happen? For example, you chose a regular medical policy, which includes only basic services. And on the way you visited the mountains and decided to try your hand at mountaineering. For active sports, which include mountaineering — there is another type of insurance. In order to climb a mountain without the risk of being hospitalized uninsured — you need to buy insurance that protects against accidents while playing sports while you are on your trip.

How to quickly choose a travel policy

 

To quickly choose travel insurance, you need to be able to understand its types. And know what insurance is needed in this case. Decide on the following parameters:

  • Duration of validity: the document is needed for a week, month or year.
  • What services are included in the price: a basic package of medical services, extended insurance, coverage of costs due to flight delay, lost luggage or documents.
  • Are there any special options that are worth specifying. These may include insurance for pregnant women (in the last months), the elderly, people with chronic diseases. As well as those who are going to engage in active sports.
  • Deductible and amount of coverage. Deductible — is the amount that the insured client undertakes to pay himself, if necessary, to use the insurance. It can be small (approximately 50 euros), or maybe more, but then the insurance will cost less. And the amount of coverage — This is the maximum amount of money that the insurance company will pay if an insured event occurs. Anything above this amount is paid by the client himself, so you should not reduce the coverage too much.
  • Of course, you should take into account the price you expect - they can vary significantly from company to company.

How to buy a travel insurance policy while on vacation

The easiest way is to apply for electronic insurance. You can purchase it directly from your smartphone and pay with a bank card. This is convenient because you will not need to spend cash in the currency that you will need on vacation.

If there is no mobile Internet - just connect to a wireless network with open access. You can find these at the airport, in hotels, restaurants, shopping malls, and cafes.

Check out the offers on various insurance company websites. To do this, just type the phrase travel insurance price into the Google search engine. Choose based on two criteria: how suitable the type of insurance is for your trip, and then — by the cost from different companies.

When you buy — the document will be sent to your email. Download it immediately so that the policy is available without the Internet. Then write down the most important information from the document: the insurance series and number, as well as the phone numbers of the company representatives. So that later, if you suddenly need it, you don't have to search for data in the electronic document for a long time. You can immediately call and give the insurance number to quickly get advice and help.

 

How to avoid falling for scammers when buying emergency insurance

When buying a policy online, many tourists are afraid of falling for scammers and purchasing a fake document. This is really unpleasant, because if an insured event occurs — you will have to pay for everything yourself. How to check the company?

Study reviews about the insurance company on various resources. But not on its official pages, but in independent sources. See what other tourists write about this company. You can do this on thematic forums or in Google reviews.

Find out how long they have been operating and where they are registered. When you buy a document - call the specified numbers to check if you can reach an insurance representative.

Have you ever had situations when you needed to get insurance while you were already traveling? It is better to spend 20-30 minutes of your vacation on it, but then be sure that if necessary, the insurance will be there, than to take risks and think about it until you return home. After - you can forget about the documents and continue enjoying your vacation.

Share:

News companies

What is the difference between cheap and expensive Auto Insurance?

What is the difference between cheap and expensive Auto Insurance?

I bought a Green Card policy and my trip was canceled. Can I get a refund?

I bought a Green Card policy and my trip was canceled. Can I get a refund?

Most popular articles

Changes in auto insurance from January 1, 2025 in Ukraine: everything you need to know

Changes in auto insurance from January 1, 2025 in Ukraine: everything you need to know

Top insurance market trends for 2023 | Parasol.ua Blog

Top insurance market trends for 2023 | Parasol.ua Blog

Features of insurance during martial law | Parasol.ua Blog

Features of insurance during martial law | Parasol.ua Blog

Where to insure a car against shelling and missiles during war | Parasol.ua Blog

Where to insure a car against shelling and missiles during war | Parasol.ua Blog

Electric vehicle insurance during war: design features | Parasol.ua Blog

Electric vehicle insurance during war: design features | Parasol.ua Blog

Differences between a national and an international driver's license

Differences between a national and an international driver's license

How to properly communicate with police officers when stopping a car | Parasol.ua Blog

How to properly communicate with police officers when stopping a car | Parasol.ua Blog

ChatGPT in Ukraine: what it can do and how to use it

ChatGPT in Ukraine: what it can do and how to use it

Price for a Green Card for traveling abroad in 2023

Price for a Green Card for traveling abroad in 2023

How to buy a Green Card while abroad

How to buy a Green Card while abroad

Travel insurance for refugees | Parasol.ua Blog

Travel insurance for refugees | Parasol.ua Blog

Which car to choose in 2023?

Which car to choose in 2023?

Insurance for a trip to China

Insurance for a trip to China

Travel insurance in Thailand

Travel insurance in Thailand

What is the difference between a Civil ID and a Green Card?

What is the difference between a Civil ID and a Green Card?

How to increase your car insurance reimbursement limit

How to increase your car insurance reimbursement limit

How to insure yourself as much as possible when traveling abroad

How to insure yourself as much as possible when traveling abroad

What does the cost of OSCPV depend on?

What does the cost of OSCPV depend on?

What is the minimum and maximum period for which a car can be insured under a Green Card?

What is the minimum and maximum period for which a car can be insured under a Green Card?

Continuation of the OSCPV policy

Continuation of the OSCPV policy

How to buy travel insurance at the airport

How to buy travel insurance at the airport

Which countries are included in the Green Card system?

Which countries are included in the Green Card system?

What does and does not travel insurance cover?

What does and does not travel insurance cover?

How to return, terminate a CPPV policy

How to return, terminate a CPPV policy

What to do in case of a traffic accident abroad

What to do in case of a traffic accident abroad

"ARX" is the new name of the leader

"ARX" is the new name of the leader

Unusual insurance cases of Ukrainians on vacation

Unusual insurance cases of Ukrainians on vacation

Franchise in OSCPV and what it affects

Franchise in OSCPV and what it affects

I bought a Green Card policy and my trip was canceled. Can I get a refund?

I bought a Green Card policy and my trip was canceled. Can I get a refund?

Can I buy a travel policy while abroad?

Can I buy a travel policy while abroad?

What is the difference between cheap and expensive Auto Insurance?

What is the difference between cheap and expensive Auto Insurance?

For which vehicles do you need to apply for a Green Card policy?

For which vehicles do you need to apply for a Green Card policy?

What should a tourist do during an insured event?

What should a tourist do during an insured event?

What is the difference between a paper OSCPV policy and an electronic one?

What is the difference between a paper OSCPV policy and an electronic one?

Is it possible to drive abroad without insurance?

Is it possible to drive abroad without insurance?

Who needs travel insurance and why?

Who needs travel insurance and why?

Buying a Civilian Car Online

Buying a Civilian Car Online

Green card under martial law

Green card under martial law

Differences between national and international driver's licenses

Differences between national and international driver's licenses