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Liability insurance for traveling to another country is mandatory. And it's not cheap, so you don't want to buy it "just in case" for a whole year. For a short-term vacation, the cheapest Green Card for 15 days is also suitable. But what if the trip is canceled, and the policy has already been purchased? After all, the dates indicated there are accurate. We answer the questions:
A Green Card is an international insurance policy that is valid in all countries bordering Ukraine. It is simply necessary to leave the country. Its application is quite simple, you can buy a policy at the border when you leave Ukraine. Or buy it online, on the website of one of the trusted insurance companies.
To avoid falling for scammers, check all the information on the website of the Motor Transport Insurance Bureau of Ukraine. There you can see a small list of companies that have a license to issue a Green Card. To calculate the cost of insurance online, there is a calculator on insurance websites, thanks to which you can easily find out the cost of a green card to Europe or to another destination.
The parameters selected for the policy form its exact price. The amount may vary depending on many factors, but it differs significantly due to:
So, to buy the right policy, you need to know exactly what you will be traveling on, in which direction and when you will return to Ukraine. If you are not sure that you will have time to get home in 2 weeks - it is better to buy insurance for a month and not take risks.
The insurance should always have a few extra days in reserve. Buy a policy after planning your route.
There are factors, in addition to the right policy choice — that can affect whether the trip will take place. Traveling by car to another country involves long journeys, for which you need to prepare.
You can return the policy, and accordingly the money - it is possible. But keep in mind that this will not be the full amount. Part of the money will go to the insurance company as a service fee. There are two ways to return the Green Card:
You can cancel the contract within the first day, after entering the data into the MTIBU database. Both the client and the insurance company representative have the right to carry out this procedure.
In this option, the money is not returned to the client, but the form remains blank and all the information on it can be entered again. This means that the canceled trip can be postponed: enter other dates.
Early termination of the contract is an option that is not available to the client. Only a representative of the insurance company can terminate the contract. When he enters the termination data and the exact date, he will be able to find out and inform the client of the amount of compensation.
You can submit an application for early termination of the contract no later than a month before its expiration. What can be the reason for terminating the contract?
Also, the insurance company can independently terminate the contract early if the client has already exhausted the insurance limit. For example, the driver has already traveled outside the country and had an accident. The maximum amount of compensation has been paid to the victims. But there are still 4 months left before the policy expires. In this case, the insurance company terminates the contract because the payment limit has been exhausted and it is no longer responsible for this vehicle.
Even if you can get your money back for the policy, it will only be a part, which means that the costs cannot be avoided. So try to plan your trip in advance. Prepare your car for a long trip and take into account all the nuances, and only then buy a Green Card
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