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A full-scale war with Russia has been going on in Ukraine for over a year. And now insurance companies already have products that provide for property insurance against war risks, including cars. Let's consider what car insurance during war can be and where to buy it.
The continuation of martial law in the country means that vehicle owners face additional risks, including damage to the car:
The likelihood of complete destruction of the vehicle in the event of shelling also increases significantly.
Insurance companies understand this, which is why they have created separate programs for vehicle owners who want to cover the risks associated with military aggression to the maximum extent possible.
So, if you are interested in car insurance from shelling, you should choose CASCO - a voluntary type of insurance that includes significantly more options for insured events than OSCPV. You can purchase such a policy on the website of Parasol insurance service. We have collected offers from various insurers and created a convenient interface so that you can compare them.
If you need to consult with an insurance specialist, write to us in the chat directly on the website. Our employees will tell you in detail why we recommend CASCO as car insurance during war.
OSCPV is a mandatory policy that every driver must have even during wartime in order to avoid a fine (currently it is 425 UAH, but after paying it, you will still have to apply for a policy). Also, if you are the culprit of the accident, you will not have to pay for the restoration of someone else's car, because the insurance company must cover all the damages for you.
At the same time, we note that the civil car insurance is not car insurance against shelling, since it covers only standard risks during your participation in road traffic on the territory of Ukraine (where there is no occupation).
You can apply for a civil car insurance online on our resource from any place where there is Internet access:
In this way, in order to maximally protect your To insure a car against risks, particularly those related to war, it is worth purchasing two insurance policies — OSCPV and CASCO.
If you have two policies, you will be able to fully cover your car repair costs, and CASCO guarantees payment for you even if you are the culprit in the accident.
The amount of insurance compensation for CASCO will be stipulated in the insurance contract, in fact, as well as the risks covered by the insurance.
OSCPV works differently. Only the injured party will be able to receive payment, but within the limits established by law. Currently, the following is provided:
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