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Choosing insurance in the capital can be even more difficult than in a small town. There is a huge selection of companies and they all have offices in Kyiv. The city is big, which means you have to travel a long time to different areas between them. And everyone is trying to sell the service more expensively, to put their own markup. We tell you how to avoid all these problems when purchasing insurance:
There are several options for how you can get insurance for your trip while in the capital:
First - simply enter the query "travel insurance Kyiv" into Google-maps and see which companies' offices are near you. There you can also see the company's rating, opening hours, and customer reviews.
Second, enter the same query in the search engine and get a list of company websites. But remember, those who are well-known on the Internet will be the first to shine, not the most popular insurers.
The third, and the fastest, is to use an insurance service that collects all the companies in Ukraine that sell policies at once. There you can enter all your data and get a whole range of options.
What is the advantage of searching on the Internet if there are many insurers' offices all over Kyiv? The main advantage is that you can compare offers. Agree that you don't want to go to 10 different offices to compare quotes, you will visit a maximum of two or three, and most likely stop at the last one. On the Internet, you have this opportunity to visit a dozen popular companies at once, but simply by using a gadget.
No one pushes you to buy, there is no consultant trying to sell the most expensive service. You look at the options yourself, you can think about them all day, and then come back and make a purchase. You can always look at customer reviews before choosing the final option.
Before studying the delivery terms and ordering a policy, you need to decide which type you need. In Kyiv, you will be offered dozens of different policies that will differ in cost, service package, and contract terms. How to understand what exactly you need? You need to decide:
What duration of the trip and what term of insurance do you need. You can order insurance for one trip, or you can immediately for a year, so as not to buy a new one several times.
Which countries are you going to visit? If you are going to Europe, you can safely take out a policy for the Schengen zone for a year and not apply for a document for only one country.
Check out which other countries have insurance: if you are not going to travel to the USA, Canada, or Asian countries this year, then you do not need insurance for them. Make sure you don't accidentally choose insurance for the whole world at once and overpay.
What services do you need? This can be regular medical insurance, or it can include baggage, flight, and document insurance. Study the list of services to understand which format you need for this trip.
We also recommend reading the terms of the contract to know in advance what the document covers and what it doesn't. For example, many clients don't know that insurers don't cover the costs of treating injuries sustained while under the influence of alcohol or drugs. And they find out when they get into trouble. It's worth studying the contract to clearly understand the limits of your liability and your rights to compensation.
There are also many ways to choose from for payment and receipt in the capital. If you need printed insurance, you can do this as follows:
You can pick up the policy in person at the office, receive it by mail or by courier. But you can also buy an electronic document. Pay through the company's website or insurance service. You don't need to pick up such a policy, it comes to your email on the same day immediately after payment.
You don't need to print the electronic document yourself either, it is valid in this form. Just always carry the policy with you in your smartphone and highlight important information so that you can quickly find it if necessary.
Always pay for insurance through the website, or request details for the transfer. They must be registered to a company with the same name as the one you found it under. Do not transfer money to someone else's bank card. Check for seals on the document, even if it is in your smartphone. Remember that you can always buy insurance, no matter what city you are in.
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