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Many Ukrainian motorists are not very knowledgeable about the nuances of insurance. They buy a mandatory Autocivilka policy where it is cheaper and forget about it. But here's how to insure yourself so that you don't regret it at the right moment? We will tell you about this.
Auto insurance — insurance is mandatory, without it you cannot drive by law. But it is not just a piece of paper «to check». If you become the culprit of an accident, the insurance company will compensate the injured party for your losses. Yes, a policy that costs a few hundred hryvnias can save you several tens of thousands.
But KASKO— this is the most complete car insurance. Auto insurance only insures your liability, but not your car. That is, if something happens to your vehicle, such insurance will not help here. CASCO protects against almost any situation: an accident, theft, fire, even a pebble that flew into the windshield can be compensated with full CASCO. Of course, such a service costs much more. But it also solves many more potential problems.
You should not be led astray by the cheapest options from little-known companies. In fact, they are often scammers who sell cheap policies in bulk, but you cannot get compensation from them. It is better to pay a little more, but choose a serious company with a name. We also recommend reading the reviews of those who have already been in such situations.
Direct settlement So you need to buy insurance consciously, evaluating the entire service and additional services of the company, its reliability and reputation. Fortunately, now you can find almost all the information on the Internet. But if there is almost no information about the company - you should contact another.
Source: autonews.ua
Author: Evgen Babinov
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